Powerful Credit Hacks That Can Boost Your Score in 90 Days

When you’re preparing to buy a home, time is of the essence.

While credit repair is typically a long-term journey, there are some powerful hacks that can give your score a solid boost within 90 days.

Adding yourself as an authorized user on a trusted person’s seasoned credit card can quickly add age and positive history to your report.

Services like Experian Boost let you report utilities and subscriptions.

Keeping your card balances under 10% utilization, requesting credit limit increases (without hard pulls), and paying bills before the statement date can provide a fast score bump.

Small changes can lead to big improvements in your score, and they make the difference between approval and denial.

These strategies can fast-track your ability to qualify for a loan.

Quick results are possible when you know where to focus.

Use these five hacks to give your score a lift and your homebuying plans a head start.

Schedule a 1-on-1 credit strategy session.